Archive for the ‘Express Loan Reviews’ Category

Pan Ameri Energy LLC UK Regulatory Announcement: 3rd Quarter Results

Pan Ameri Energy LLC UK Regulatory Announcement: 3rd Quarter Results
BUENOS AIRES–(BUSINESS WIRE)–Translation from the original prepared in Spanish for publication in Argentina FINAL – 6 D ENERO DE 2011 PAN AMERICAN ENERGY LLC(ARGENTINE BRANCH) FINANCIAL STATEMENTS AS OF SEPTEMBER 30, 2010AND COMPARATIVE INFORMATION CONTENTS Limited review report on interim financial statementsLegal informationBalance sheetStatement of incomeStatement of cash flowsNotes to the …

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Are you aware of corporations who support La Raza?

This is from the La Raza webiste:
Institutional Corporate Partners
The National Council of La Raza (NCLR) recognizes those corporations that have invested in NCLR’s long-term strategic efforts with multiyear, multimillion-dollar commitments, including NCLR’s Empowering An American Community Campaign.
The Allstate Corporation
Bank of America
The Coca-Cola Company
Citigroup
Fannie Mae
Freddie Mac
Ford Motor Company
General Motors Corporation
MBNA Corporation
PepsiCo Foundation
The PMI Group, Inc.
State Farm Insurance Companies
UPS
Univision
Wal-Mart Stores, Inc.
Corporate Partners Program
The National Council of La Raza invites corporations large and small and Hispanic entrepreneurs to join in its mission to empower current and future generations of Hispanic Americans. To review the benefits offered to Corporate America for supporting NCLR’s critical work, please click here.
We encourage individual Hispanic entrepreneurs to become an NCLR partner as well. Partners like you have firsthand knowledge of the hard work and dedication it takes to achieve the American Dream. We would deeply appreciate your involvement in our institution and welcome your membership participation.
Amerada Hess Corporation
American Airlines
Anheuser-Busch Companies
AstraZeneca International
AT&T
Azteca Foods, Inc.
Bridgestone/Firestone Trust Fund
Caterpillar Foundation
Chevron Corporation
ConAgra Foods, Inc.
Coors Brewing Company
The Cummins Foundation
DaimlerChrysler Corporation Fund
Eastman Kodak Company
ExxonMobil Corporation
Greenberg Traurig, LLP
Guaranty Bank
Hallmark Cards, Inc.
Johnson & Johnson
The Kroger Co.
McDonald’s Corporation
MetLife Foundation
Mortgage Insurance Company
Sallie Mae
Schneider National, Inc.
Sears, Roebuck and Co.
Sodexho
Starbucks Corporation
Time Warner
Washington Mutual, Inc.
Wilmer Cutler Pickering, LLP
Xerox Corporation
Corporate Programmatic Supporters
NCLR depends on our corporate partners for a variety of programmatic support in areas such as Education, Community Development, Health, Youth Leadership Development, Civil Rights and Advocacy, Workforce Development, and Affiliate Member Services.
Education
Chevron Corporation
Lockheed Martin
Lucent Technologies Foundation
Marathon Oil Corporation
Rockwell Automation
State Farm Insurance Companies
Toyota Motor Corporation
Verizon Communications, Inc.
>Housing and Wealth Building
The Allstate Corporation
Chase Home Finance
Countrywide Home Loans, Inc.
E*TRADE Financial
Fannie Mae
Freddie Mac
JPMorgan Chase & Co.
Mortgage Guaranty Insurance Corporation
Wells Fargo & Company
Washington Mutual, Inc.
Health
Belrex Inc.
Eli Lilly and Company
Metropolitan Life
Novo Nordisk
Ogilvy Public Relations Worldwide
Pfizer Global Pharmaceuticals
PepsiCo Foundation
Workforce Development
American Express Company
Ford Motor Company
The Home Depot, Inc.
PepsiCo Foundation
Youth Leadership Development
The Allstate Corporation
Exxon Mobil Corporation
GEICO
Marriott International, Inc.
MBNA Corporation
Sallie Mae
Sodexho, Inc.
Sprint Nextel Corporation
U.S. Marine Corps
Civil Rights and Advocacy
The Allstate Corporation
American Honda Finance Corporation
Bank of America
Chevron Corporation
Freddie Mac
The UPS Foundation
WFS Financial Inc.
Affiliate Member Services
Ford Motor Company (NCLR Affiliate of the Year Award)
Microsoft Corporation

How about boycotting these companies who support the agenda of amnesty and educationing illegals and their famlies.

Exide Plans High-Yield Bonds as Spreads Poised to Shrink: New Issue Alert

Exide Plans High-Yield Bonds as Spreads Poised to Shrink: New Issue Alert
Exide Technologies , a producer of lead-acid batteries, plans to sell high-yield, high-risk bonds as the extra yield investors demand to own the debt tighten.

Read more on Bloomberg

Lenders open tap for prepared small businesses

Lenders open tap for prepared small businesses
Banks are a long way from turning the spigot wide open, but money is beginning to flow to firms with strong history, finances and data.

Read more on Crain’s New York Business

Rebuilding Credit… Secured Card… Removed Accounts…?

I pulled my 3 credit reports

My three scores range anywhere from 490-502.

I have had many credit problems in the past, and I am working to rebuild my credit and raise my score.

With inquiries and other accounts falling off my report, can I somehow raise my score by 100 points within the next year? I am wanting to purchase a home within the next few years ( 2011-2012) and want to raise my score to 700 or more. Is that possible?

Is it Possible to raise my credit score

1.– I have many inquires from 2007 when searching for a car loan… will these drop off this year? I also have many inquires for 2008, so will those drop off next year? I want alot of these inquiries to drop off before I go house-hunting in the next few years. ( 2011-2012 )

– The only “new” credit I will be seeking soon is to apply for a secured credit card. Will that show up as an inquiry as well?

2.– I’ve been reading that collection accounts are keeping people from getting mortgages. I have collection accounts in the past, but they have all Can I raise my credit ratingbeen paid. Is it the unpaid accounts that prohibit people from getting mortgages, or the collection accounts all together?

3.– I have an old Express store credit card that I thought was closed… it is showing “closed” but that the status of the card is “current” on my credit report, but I don’t have the card anymore or use it. Should I call to make sure it’s closed, or leave it alone since it isn’t anything negative. This is my oldest card, from back in 2003.

4.– My Maurices account is still showing up, even though it is from 2001. Can I ask to have that removed?

5.– I have three charged off credit cards from 2003-2004… will those fall off in 2010 and 2011?

6.– I am looking at obtaining a Secured Mastercard through Bank of America… I would only deposit $500 for my limit, and charge gas to it each month (that’s my most frequent expense) and then pay it off each month as well. I called the bank, and they said that it would show up on my credit report as a credit card, and that the account would be reviewed after a year and I could possibly get an unsecured card, and receive my deposit back. Will opening this credit card hurt me? I have no other credit cards currently, but have in the past.

7.– I am currently paying on a bank loan since January, and I’ve been current will all of my payments and even made extra payments on the loan. I also currently pay on my student loans, which are current and never late since October 2008. I have paid all of my other credit card accounts off, and some of them did have late payments. By paying regularly and on time on my two loans, as well as on my secured card that I want to get, will this help my score improve significantly?

8.– A collection agency made three inquiries on my report… for three different accounts they had. I have paid them off, and they said that these inquires will come off after 30 days of the account being closed. Is this true? A credit counselor I talked to said he had never heard of this.

Current credit cards

Thanks in advance for all of your answers!
I already had an Orchard Bank card in the past. Not happy with them. I would like to go with something that is more established, like a secured card through Bank of America or Capital One.

Dallas council urged to limit payday lending sites

Dallas council urged to limit payday lending sites
The recent and rapid spread of new payday-lending and check-cashing stores in poorer parts of the city is increasing alarm among community activists and some on the City Council who believe the stores prey on Dallas’ most vulnerable residents with high fees and unrealistic repayment schedules.

Read more on Dallas Morning News

Lenders open tap for well-prepared small businesses in NY

Lenders open tap for well-prepared small businesses in NY
Money flows to firms with strong history, finances, data

Read more on Crain’s New York Business

Wells Fargo is ripping off my mom! Won’t release her loan money, still charging interest! HELP!?

My mom refinanced her house and credit cards with Wells Fargo last summer. All of it went smoothly except the attempt to pay off American Express. The Amex account was in collections with NCO. Amex and NCO both refused to provide documentation of the amount owed. Each said the other would have to provide it. They would not talk to Wells Fargo at all. Wells Fargo did cut a check made out to Amex, for an amount they pulled from her credit report. Unfortunately it was for $3000 more than she still owed. My mom told WF she didn’t want to send this check to Amex, because she knew from experience it would take months to get back any overpayment from Amex. The original case manager at WF, who is no longer there, told my mother that once they got the correct documented amount, they’d cut a new $3000 check for Amex, and a $3000 check to my mother for the excess. WF of course has been charging her interest on the whole, non-dispersed amount of $6000 since last July.

My mother tried for six months to get a settlement amount from Amex. They replied that it was still “in review” and that they could do nothing about it. Finally, Amex sent her a settlement letter. She immediately took it to the Wells Fargo office here in Michigan.

After 2 weeks went by without any word from WF, she called WF to inquire on the progress with the checks. The woman said they hadn’t decided what to do about it, though they’d previously promised her the two checks. She very rudely told my Mom that WF had to decide what was “in their best interests” to do about her request. Mom angrily hung up on her. It’s now been a month with no response. Obviously, they are in no hurry to part with money that they’ve been making interest on for 7 months. They either need to give my Mom the 2 checks as promised, or re-negotiate the loan minus the non-dispersed money, and repay her all the interest they’ve charged.

My mom tried to get the office manager to call her and can get no response. What can we do?

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