Archive for the ‘Express Loan Q&A’ Category

What are the FACTS when comparing experience: Obama/ Biden to McC/Palin?

Don’t be misled, look for yourself. Don’t just listen to the -hmm umm yahoos! :

http://en.wikipedia.org/wiki/Barack_Obama#State_legislator.2C_1997.E2.80.932004

OBAMA
Obama was elected to the Illinois Senate in 1996, succeeding State Senator Alice Palmer as Senator from the 13th District, which then spanned Chicago South Side neighborhoods from Hyde Park-Kenwood south to South Shore and west to Chicago Lawn.[26] Once elected, Obama gained bipartisan support for legislation reforming ethics and health care laws.[27] He sponsored a law increasing tax credits for low-income workers, negotiated welfare reform, and promoted increased subsidies for childcare.[28] In 2001, as co-chairman of the bipartisan Joint Committee on Administrative Rules, Obama supported Republican Governor Ryan’s payday loan regulations and predatory mortgage lending regulations aimed at averting home foreclosures,[29] and in 2003, Obama sponsored and led unanimous, bipartisan passage of legislation to monitor racial profiling by requiring police to record the race of drivers they detained and legislation making Illinois the first state to mandate videotaping of homicide interrogations.[28][30]

Obama was reelected to the Illinois Senate in 1998, and again in 2002.[31] In 2000, he lost a Democratic primary run for the U.S. House of Representatives to four-term incumbent Bobby Rush by a margin of two to one.[32][33]

In January 2003, Obama became chairman of the Illinois Senate’s Health and Human Services Committee when Democrats, after a decade in the minority, regained a majority.[34] During his 2004 general election campaign for U.S. Senate, police representatives credited Obama for his active engagement with police organizations in enacting death penalty reforms.[35] Obama resigned from the Illinois Senate in November 2004 following his election to the US Senate.[36]

2004 U.S. Senate campaign

See also: United States Senate election in Illinois, 2004

In mid-2002, Obama began considering a run for the U.S. Senate, enlisting political strategist David Axelrod that fall and formally announcing his candidacy in January 2003.[37] Decisions by Republican incumbent Peter Fitzgerald and his Democratic predecessor Carol Moseley Braun not to contest the race launched wide-open Democratic and Republican primary contests involving fifteen candidates.[38] Obama’s candidacy was boosted by Axelrod’s advertising campaign featuring images of the late Chicago Mayor Harold Washington and an endorsement by the daughter of the late Paul Simon, former U.S. Senator for Illinois.[39] He received over 52% of the vote in the March 2004 primary, emerging 29% ahead of his nearest Democratic rival.[40]

Obama’s expected opponent in the general election, Republican primary winner Jack Ryan, withdrew from the race in June 2004.[41]

In July 2004, Obama wrote and delivered the keynote address at the 2004 Democratic National Convention in Boston, Massachusetts.[42] After describing his maternal grandfather’s experiences as a World War II veteran and a beneficiary of the New Deal’s FHA and G.I. Bill programs, Obama spoke about changing the U.S. government’s economic and social priorities. He questioned the Bush administration’s management of the Iraq War and highlighted America’s obligations to its soldiers. Drawing examples from U.S. history, he criticized heavily partisan views of the electorate and asked Americans to find unity in diversity, saying, “There is not a liberal America and a conservative America; there’s the United States of America.”[43] Broadcasts of the speech by major news organizations launched Obama’s status as a national political figure and boosted his campaign for U.S. Senate.[44]

In August 2004, with less than three months to go before Election Day, Alan Keyes accepted the Illinois Republican Party’s nomination to replace Ryan.[45] A long-time resident of Maryland, Keyes established legal residency in Illinois with the nomination.[46] In the November 2004 general election, Obama received 70% of the vote to Keyes’s 27%, the largest victory margin for a statewide race in Illinois history.[47]

U.S. Senator, 2005–present

Obama was sworn in as a senator on January 4, 2005.[48] Obama was the fifth African American Senator in U.S. history, and the third to have been popularly elected.[49] He is the only Senate member of the Congressional Black Caucus.

Joe Biden has been in the service of the FEDERAL GOVERNMENT in 1972

So 36 years and 12 years for O/B FORTY EIGHT YEARS FEDERAL GOVERNMENT LEVELEXPERIENCE

John McCain since 1982 to present = 26 years FEDERAL GOVERNMENT LEVEL
Sarah Palin , uh, well 2days if you count since her being named by Senator McCain

TOTAL FEDERAL GOVERNMENT LEVEL EXPERIENCE Mc/Pal = 26 years +//- 2 DAYS!

Who has the more experience to lead the country ????

Read the Question TOTAL FEDERAL EXPERIENCE boys and girls

Truth hurts?
Remember what I said about the SHOUTING Yahoo!’s
Oh and FEDERAL LEGISLATIVE BRANCH includes Senators but not Governors or Mayors.

Quit chatting

Need help with credit, and debt…….?

Me and my husband are in debt, we are 20 yrs old and we both work from home. He works full time, I am part time. We owe alot of people right now and we are trying to figure out what would be the best thing for us to do, as in paying these people off…!!

We owe Wachovia about $200.00, we had to break our lease from our apartment complex last yr due to rat infestation (yea gross) and it was the whole entire apartment complex. We wish we would have done something else besides break our lease because now they are charging us $2500. We also took out a payday loan a couple of weeks ago for $300 (with e-payday-loan.com (NEVER go to them..they charge ridiculous ‘interest rates). The fiance charge was supposed to be $90, but they are taking out $90 plus we still owe the $390. On Friday they took $90 out of our bank acct, and we had another payday loan due for $346 which we couldn’t pay back because we didn’t have enough funds, and the bank covered it now we are negative in the bank (it’s w/Bank Of America). And on top of that we owe Advance America about $460.00). Which they are kinda sort helping us out.

We need help and would appreciate Honest help…no scams please. I will make sure I choose best answers!! Thank u

Why was this answer reported as abuse?

Question: Why does Senator McCain think that payday loans with 400% Interest are healthy for the economy?

Question Details: Now that they are proliferating in the green zone, does he approve the breaking of the legs of our troops who can’t pay??

Deleted Answer: Proof of this claim, please.

Violation Reason:Not a Question or Answer

It’s a sad day in America when people can put forward anything and not offer any proof of the accusation, then, report anyone who asks for proof. I never said the question was right or wrong, just wanted to see the proof to back it up. Why the fear.

for those of you who think Obama has accomplish nothing?

Obama passed legislation with Republican Senator Jim Talent to give gas stations a tax credit for installing E85 ethanol refueling pumps. The tax credit covers 30 percent of the costs of switching one or more traditional petroleum pumps to E85, which is an 85 percent ethanol/15 percent gasoline blend.

-After a number of inmates on death row were found innocent, Senator Obama worked with law enforcement officials to require the videotaping of interrogations and confessions in all capital cases.

-His first law was passed with Republican Tom Coburn, a measure to rebuild trust in government by allowing every American to go online and see how and where every dime of their tax dollars is spent.

-Obama created the Illinois Earned Income Tax Credit for low-income working families in 2000 and successfully sponsored a measure to make the credit permanent in 2003. The law offered about $105 million in tax relief over three years.

-Obama joined forces with former U.S. Sen. Paul Simon (D-IL) to pass the toughest campaign finance law in Illinois history. The legislation banned the personal use of campaign money by Illinois legislators and banned gifts from lobbyists. Before the law was passed, one organization ranked Illinois worst among 50 states for its campaign finance regulations.

-As a member of the Veterans’ Affairs Committee, Senator Obama has fought to help Illinois veterans get the disability pay they were promised, while working to prepare the VA for the return of the thousands of veterans who will need care after Iraq and Afghanistan.

-He traveled to Russia with Republican Dick Lugar to begin a new generation of non-proliferation efforts designed to find and secure deadly weapons around the world.

-Obama has been a leading advocate for protecting the right to vote, helping to reauthorize the Voting Rights Act and leading the opposition against discriminatory barriers to voting.

- In the U.S. Senate, Obama introduced the STOP FRAUD Act to increase penalties for mortgage fraud and provide more protections for low-income homebuyers, well before the current subprime crisis began.

-Obama sponsored legislation to combat predatory payday loans, and he also was credited with lobbied the state to more closely regulate some of the most egregious predatory lending practices.

-Barack Obama introduced the Patriot Employer Act of 2007 to provide a tax credit to companies that maintain or increase the number of full-time workers in America relative to those outside the US; maintain their corporate headquarters in America; pay decent wages; prepare workers for retirement; provide health insurance; and support employees who serve in the military.

-Obama worked to pass a number of laws in Illinois and Washington to improve the health of women. His accomplishments include creating a task force on cervical cancer, providing greater access to breast and cervical cancer screenings, and helping improve prenatal and premature birth services.

-Obama has introduced and helped pass bipartisan legislation to limit the abuse of no-bid federal contracts.

-Obama and Senator Feingold (D-WI) took on both parties and proposed ethics legislation that was described as the “gold standard” for reform. It was because of their leadership that ending subsidized corporate jet travel, mandating disclosure of lobbyists’ bundling of contributions, and enacting strong new restrictions of lobbyist-sponsored trips became part of the final ethics bill that was signed into law.

I really could list many, many more but I fear it would be too much to take in at one time. I hope this helps some of you know him a little better. Everyone seems to be jumping on his “Change” bandwagon. However, he does have the record to back it up.
haha..i know jonathan..just spreading the message..u know

Where can I get a loan? I need a quick loan.?

Where on earth can I get a quick and a real loan. I need about $3000 quick. Like within a week. I don’t want a payday loan because in michigan they amount allowed is only $600. If anyone knows of any real banks here in AMERICA I would highly appreciate it. I don’t have any credit but I make decent money. I would like to get credit but the way the economy is i cant even get a credit card. But if there are any legit company I can go to for a $3,000 loan. That would make my day. Thanks

How can I get an $800 personal loan?

I have a bank and checking account with Bank of America (I got one on July 22nd, so it’s a new account), but I tried applying online for their personal loan and they still denied me (even with a cosigner), even when they didn’t even ask on the form of how much I want to borrow. I heard that payday loans (cash advances) suck as some of them are traps and you usually need to pay it back in full in 2 weeks. I have no credit history and I’m trying to build one. I earn money by selling things I create online. I need $800 fast and don’t have any family or friends I can ask. Do I have any other options? Thanks :D

Is there any way to get quick loan with out credit check for peolpe with troubled credit?

By trouble credit I mean a hospital bill which I’m still being pursued by collectors even though a financial rep at the hospital told me I could and most likely would get help with the charges. She stated that I might be able to get some or 100% aid in this matter which was due to an accident where I avoided hitting an animal at cost of breaking my left meta-carpal. Next is a loan that was took out to repair the same car before that accident but was due to the KS Ice Storm which caused many wrecks and few or more deaths the first or second week of January 2005. I’d try to pay of the loan while working at the gas station on turnpike, however. Due to the somewhat great distance and role Butler Community College seemed/was lower than should be and required more focus. Also after the broken carpal accident, Navy Federal Credit Union approved me for card which not ask for, however. It did help me pay on some things and bills which I’d aquired and agreed to help family with and even by me another vehicle, well made big payment on one then had to still get a loan however. The latter was not truly fair as I had bought a 1992 Dodge (small truck) which less than 2 hours after started smoking and caught fire as headed toward El Dorado, KS to get on turnpike to get to work, cause that’s before I’d quit. The dealership said that not able to use lemon law nor were liable for the vehicle malfunction, thus why they talked me and my uncle into get another one from them.

Then I have my bank accounts which have many issues themselves. Bank of America is a charge off due to unauthorize use of card, due to being stolen, and not know it before wrote checks and then when did find out another issue happened and thus the cops told me that the only thing would get is 460 or little more as restution and BOA said that I’d been responsible as when the card happened to be took before had not noticed until activity not made by me happened and I’d only canceled and got another card since thought misplace or lost it, however. That was not the case and it happened be stolen by people who I just met and was ignorant in trying to help but was scammed and used. Then US Bank tricked me and caused me to have a check account in Topeka, Ks during summer 2008 thus when used my card and thought was savings debit card charged me fees when used it at places like turnpike, comic store, and few more places when balance was low. Thus not find out until the balance was negative and getting collection calls.

I’d not have job yet and was attending Washburn University full time, under Federal Aid and GI Bill, I also used Check Into Cash payday loans and Loan Max to help pay some fees, college, and more. I was successful for awhile until lost my job, was not able to enroll in college again due to hold, and lost car to loan max cause not able to pay of the loan from no money anymore. Thus during Fall 2009 Washburn University was therefore forced into forcing me out of the campus and if not had friends here since been here, I’d been on street or dead due to failure of not able to maintain proper health and security.

I’m currently in need of loan or way to help me get money in legal methods that will help me find stable home or allow me income for dealing with HUD Shelter Plus Care Program (finds homeless people homes). To allow me chance to be able to fully and properly apply for career that I want, such as for now a legal researcher or secretary until get BLS or other BA degree then become a Paralegal and leave it at that since not want more money to owe so not become a lawyer.

Thanks for help anyone if you can in the answers you might provide me.

Sincerely
James Thompson
PO BOX 2325
Topeka, KS 66601
(785)220-1485

anyone know about bank of america?

i got a payday loan today and it was approved but its just like direct deposit does any one know what time direct deposit hits your account

What is the necessity for never-ending advertisements?

Do we really have to have commercials blaring at us constantly from day to day to day?

They have almost completely taken over every facet of our senses. We see billboard after billboard, commercial after commercial. The incessant repetitiveness of these campaigns are useless.

Sure…it’s cool to announce a new product, or even an improved version. But why are companies worldwide spending millions of dollars on the bombardment. It already costs a lot of money to make the commercials and to get the broadcasters to air the promotions. I always enjoy seeing the Super Bowl commercials and i really think that is where the line needs to be drawn.

On average a half-hour television program is only 20 minutes long. the remainder of the time is spread out from beginning to end for commercials(personally, i’d rather be watching the show that is on, than to watch some stupid commercial on erectile dysfunction and the little blue pill that can make it all better or the stupid accident lawyer commercials that really make me wanna get into an accident just so i’ll have the chance to be killed or what about the condescending college commercials? there’s another reason to commit suicide). That’s ten frikkin minutes that could be added to the program itself! Commercials on our radio waves are just as bad. I find it really amusing how radio stations will get their Top DJs to promo their segment’s sponsors. That itself is just a shortcut in advertising to curb but a meager fraction of the cost. Not to mention when i listen to the radio i want to hear a nice run of music. Not stupid commercials with a music break in between.

i have this weird feeling that should advertising be brought down a couple of notches, the major companies would probably to be able to lower some of their prices on the merchandise they over-pay to advertise as it were.

Advertising has us chasing things we don’t need with money we don’t have(which is where them payday and car title loans advertisements come in). Advertising is designed to convince Consumer America that they cannot live their life sustainably, or will never be considered successful, or will never be able to satisfy their wife without that particular product. The problem is that Consumer America believes them! How is it that we as a nation can be so gullible and naive?

It’s a never-ending, vicious cycle of deception.
Perhaps i didn’t explain myself correctly.

I was basically asking what is the need for all this repetition in advertising.

You see all these companies boast of their long-standing tenure in business. So, if we know they are here, why do they need to constantly announce their existance?

I couldn’t really care less whether or not this is a competition…and i really couldn’t care less whether or not our advertising protocols are “tame”, as some people tend to view this monstrosity.

The fact of the matter, and coincidently my point, is repetitive advertising is useless and moot. Consumer America doesn’t suffer from Alzheimer’s (although i do believe Consumer America suffers from Down Syndrome) with our short-term memory out of synch. We can remember things…we don’t need this bombardment.

“Advertising has us chasing cars and clothes, working jobs we hate so we can buy [stuff] we don’t need.” — Tyler Durden

Where do I Get a Personal Check?

I need to know how I can get a personal check. I bank with Bank of America, and I was told they have to order it for me which I believe would take time (more time than I need). When I use to bank of Chase they just gave it to me, it is as though they have them in the back somewhere. I am in need of a PayDay loan in the state of Texas, does anyone know where I can get one without a personal check?

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